Sponsor:
Can credit card companies lower your APR?
Sponsored links:
October 3, 2008 - I tried to get one of my credit cards apr lowered and the guy told me they don't do that.
Responses:
- Yes they can do that you have to be careful about that. you can also make some search with google or yahoo. To know more visit http://creditcardbiz.blogspot.com and http://onlinepaymentoption.blogspot.com
Yes, credit card companies can lower your APR. They do it all the time! Of course, it helps if you've had a long-standing account with them. And if your credit has improved since opening the account-- this also helps. If you can't get them to lower your APR, you might consider trying a new credit card. In particular, you might want to try transferring your existing balance to a 0% APR credit card. You can find a complete list of offers here: http://www.asapcreditcard.com/0-apr.html You can save a lot of money using 0% APR credit cards. Just make sure you don't overspend or create too much additional debt with one of these offers. Eventually, the intro period will end and you'll have to pay interest on the money you borrowed. NOTE: If you apply for another credit card and don't like the new terms (or don't get a lower APR than your existing credit card), don't accept the offer... Hope this helps. GOOD LUCK!
yes they can reduce your apr tell them u know your credit score qualifies for a specific reduction most will reduce apr if they dont tell them you will be doing a balance transfer with another company. most balance transfers are for 6 to 12 mos. and at 0 to 5 % . good luck i just transfered 2 cards even though my cards did lower my apr (not enough) p.s. do not close accounts it will hurt your score
They can do that, but they won't just lower it because you asked though. If your credit history with them has been good and you let them know you have another offer for lower interest rates they may lower your APR to try and keep you. If your history has not been that great or has been short they probably will not try to match it.
Credit cards are considered necessities nowadays. In the United States and other developed countries, almost all people own one. Credit cards facilitate cashless transactions. That is why most consumers find them very convenient. Through the years, more and more people have been signing up their own credit cards that they use to make purchases or make cash advances. Thus, the number of credit card companies is also on the rise. But the major setback of owning credit cards comes when the credit card bill gets in the way. Usually, consumers are having problems with their credit card bills, claiming the statements are either overstated or inaccurate. But knowledgeable credit card owners know that such problems would not result when the credit card user is well-oriented about the interest rates, penalties and charges imposed on transactions, cash advances and late payments. If you are aiming to find the best and most suitable credit card for you, then you must first settle to find out which credit card would charge the least. Of course, the charges depend your purchases. But there are charges incurred from late payments, interests and special fees. You can apply online for a best low apr credit card at: http://www.credit-card-gallery.com/0_Intro_APR.html and get instance approvel.
Yes most can. Give them a call and ask it is that simple. They want to keep your biz so if you have been a good customer for any length of time they want to keep you. LEARN HOW you can save some serious money with http://www.h-o-m-e-e-q-u-i-t-y-l-o-a-n.com and FREE Home Equity Loan Information
Knowledge Base: Credit Cards
What is the best credit card for an 18 trying to build credit?
September 29, 2008 - Category: Credit Cards
i’m soon to be 18 and am looking to get a credit card to help build credit. my dad said the best thing to do is to just use it to buy gas, but i’m not really all that up to date on how credit cards work and which ones
best credit card 18 trying... »
what is the best student credit card out there?
September 30, 2008 - Category: Credit Cards
i am a college student with no credit but i want to get a credit card. what are some of the best credit cards for students? i am planning to make small purchases and paying them off the next month to build credit. what other ways can i build my
best student credit card »
Should I get a credit card? How do you choose the best credit card?
September 29, 2008 - Category: Credit Cards
i just finished college, and work full time. i have a debit card, and building good credit from paying off loans. a lot of people have been telling me to get a credit card, but i wonder if it really is necessary. please give me some good reasons to get
get credit card choose best... »
Knowledge Base Categories:
- Credit Cards
- Credit Card Apr [9]
- APR Credit Cards [8]
- Business Credit Card [5]
- Credit Cards Types
- Low Apr [15]
- Credit Cards [16]
- Balance Transfer [12]
- Credit
- Credit Debt [15]
- Credit Consolidation [6]
- Free Credit Report [3]
- Loans
- Consolidate Student Loans [8]
- Debt Loans [5]
- Refinancing Loans [5]
- Bank
- Bank Accounts [12]
- Home Bank [6]
- Capital Bank [3]
- Mortgage
- Bad Credit Mortgage [6]
- Mortgage Refinancing [7]
- Second Mortgage [12]
