how do i raise my credit score
October 3, 2008 - Make sure that everything on there is actually yours and not someone else's.(which happens quite often) ..Next pay of some of those old debts.. if you have credit cards (which ...
Start by getting a copy of your credit report. Make sure that everything on there is actually yours and not someone else's.(which happens quite often) ..Next pay of some of those old debts.. if you have credit cards (which should on be used in emergencys PERIOD) make sure you're keeping them paid up.. don't be late on any payments for anything. work on paying off smaller debts... I'm sure others will give even more suggestions.. hope this helps.
get a copy of your credit report, pay all outstanding collections, and MAKE THE MINIMUN AMOUNT OF PAYMENT AND IT WILL BOOST YOUR REPORT. ... Also avoid tooo much inquiries( i think each inquiries reduces ur schore by 10 points). ... avoid collection ... avoid inquiries ... make minumum payment on "TIME".
Get your credit report from all 3 credit agencies and make sure everything thats on there is indeed correct. Then from there pay off small credit cards that really kill you with interest. Make sure you make all your payments on time and make sure that you don't inquire about credit often for it will know some points off. To much credit can be a bad thing even if you make your payments on time. By decreasing your debt, and making sure to have a good payment history, that should increase your credit score
- by making questions yourself and also answering questions
Is this my kind of loaded question, or what? ;-) ... ... EASY! I have a "couple" of helpful hints on my credit website. ... ... http://MechanixOfCredit.info ... ... Okay, so it's still a work in progress. But most of the "good stuff" is there, including sample dispute letters and many "secret" score improvement strategies. ... ... By all means, begin by getting your FREE consumer report from www.annualcreditreport.com (accept no substitutes). Highlight all of the derogatory entries. Settle old collections and/or judgements & liens. By "settle", I mean pay less than the full amount if you can. Instructions are on my website as to handle settlements. ... ... Whatever active credit cards you may have pay down balances to 50% or less of the maximum credit available. THIS IS KEY! Another method of improving your tradeline debt ratios is to ask each creditor to increase your credit limit., thus lowering the debt ratio. Do this every six months, like clockwork. THIS IS ALSO KEY! ... ... I personally pay off all of my credit cards every month and as a result of maintaining low balances on high limit cards, I generate points each month. Most card companies automatically raise my limit $1000 every 6 to 8 months. My credit score was in the high 700s when I checked early last year, but I am shooting for 800+ (the MENSA of credit score ranges). ... ... Good luck to you, and thanks for asking.
Knowledge Base: Credit Cards Types
What credit cards are made so that you are instantly approved or denied?
October 3, 2008 - Category: Credit Cards Types
i preferably need a studen credit card to build up my credit - seeing as how i do not have any line of credit. i just need to know which credit cards / student credit cards instantly approve / deny you or at least you find out some sort of
credit cards that instantly approved... »
Credit cards??
October 3, 2008 - Category: Credit Cards Types
i have never wanted or needed to apply for a credit card in my life. however my fiance and i are planning to buy a flat in the next 6 - 12 months and realise that i am going to need to improove my credit apparently never owing money is
Credit cards »
How many credit cards should I have open for a good credit score?
October 3, 2008 - Category: Credit Cards Types
i have 4 credit cards limits are 1000, 3300, and two 500s and was considering getting rid of one 500 credit card. should i pay the whole thing off and keep it or get rid of it? . at least 14 credit cards. cut up the card, but keep the
credit cards open good credit... »
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