what is the average interest rate on a home mortgage for washington state?

Washington mortgage rates for home loans less than or equal to USD 417, 000. Jumbo Loans: Washington mortgage rates for home loans more than USD 417, 000

Responses:

With a decent credit rating about 6. 22 percent
7. 076 percent. Here is my source!. www1. leg. wa. gov / documents / wsr / rates.htm
cofedbank.com / mortgage / rates / washington. Traditional Mortgage Rates 20 percent Down. Conforming Loans: Washington mortgage rates for home loans less than or equal to USD 417, 000. Jumbo Loans: Washington mortgage rates for home loans more than USD 417, 000. Get more specific rates by c on the program link. Loan. Program Interest. Rate Discount. Points APR *. 30 Year Fixed 6. 125 percent 0. 000 6. 237 percent. 15 Year Fixed 6. 000 percent 0. 000 6. 186 percent. 7 / 1 ARM 6. 250 percent 0. 000 6. 993 percent. 5 / 1 ARM 6. 250 percent 0. 000 7. 149 percent. 3 / 1 ARM 6. 125 percent 0. 000 7. 303 percent. *The APR of ARMs may increase after consummation. Loan. Program Interest. Rate Discount. Points APR *. 30 Year Fixed 6. 375 percent 0. 000 6. 479 percent. 15 Year Fixed 6. 125 percent 0. 000 6. 296 percent. 7 / 1 ARM 6. 125 percent 0. 000 6. 919 percent. 5 / 1 ARM 5. 875 percent 0. 000 6. 991 percent. 3 / 1 ARM 5. 750 percent 0. 000 7. 195 percent. *The APR of ARMs may increase after consummation
b What are my rates? 3 percent to 12 percent. More importantly, what's your credit score? / b. uming that you need USD 100K - USD 147K; have conforming credit with a midscore of 680 with no derogatory entries for the past three years or longer ; at least 20 percent down or available equity in the subject property; can provide full income, et, and employment documentation for the past two years; and qualify with a Debt - to - Income ratio of less than 45 percent, THEN the rates posted by RazzOne seem in the ball park for a mid - day rate lock, although the APRs do not make any sense. Unfortuantely, rates began worsening late this afternoon, and I locked the one loan I had floating, in order to protect my customer's interests. Monday morning rates should open higher and reasonably stable. B / C and Alt - A rates will continue to rise and underwriting guidelines will continue to tighten. My Community and Emerging Market programs will change to fill some fo the gaps. If you have a credit score lower than 640 you may not qualify for a hundred percent financing. That's the market in a nutshell

Tags: arm, mortgage, rates, home, washington

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